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  • Our Story

The foundation of RAROCO Insurance Brokers, Inc. is rooted in the entrepreneurial spirit and client-centric approach of Mr. Ramon A. Roco. Recognizing the limitations of offering solely life insurance, he strategically expanded his services into the non-life sector, aiming to provide a comprehensive suite of insurance solutions. This foresight proved invaluable, as evidenced by his recognition as one of the Ten Outstanding Philippine Salesmen (TOPS) in the early 1980s. This award, bestowed by the Association Philippine Management Association, underscored his exceptional sales acumen and commitment to professional excellence, and served as a catalyst for the establishment of RA ROCO Insurance Agency in 1983.

The agency’s growth trajectory was marked by consistent achievements. In the early 2000s, Mr. Roco’s leadership and strategic vision were further validated when he received both the individual top sales agent award and the prestigious top agency award from Philamcare, a subsidiary of The Philamlife Group of Companies. This dual recognition highlighted the agency’s capacity to deliver exceptional results and solidify its position within the competitive insurance landscape.

A pivotal moment in the company’s evolution occurred in December 2003, with the formal establishment of RAROCO Insurance Brokers, Inc. This transformation reflected a strategic shift towards a more comprehensive brokerage model, enabling the company to offer a wider array of insurance products and services. Over the years, Raroco has cultivated strong partnerships with leading insurers, consistently achieving top producer status with Pacific Cross (formerly Blue Cross) in the medical and travel insurance sectors. Additionally, the corporation has been recognized as a high-ranking producer for Philippine British Assurance Corp. in the motor car insurance line, demonstrating its proficiency across diverse insurance domains.

RAROCO Insurance Brokers, Inc. operates as a streamlined, single-source provider, offering both life and non-life insurance products. This consolidated approach has earned the company consistent accolades from principal insurers, who recognize its sustained excellence in sales performance.

The legacy of RAROCO Insurance Brokers, Inc. is now being carried forward by Denise Roco-De Leon, Mr. Roco’s eldest daughter, who assumed the presidency in 2019. Under her leadership, the company further increased its sales, staff and product offerings while it remains dedicated to its core mission of providing reliable and comprehensive insurance brokerage services, continuing the tradition of safeguarding the Filipino people’s well-being. The dynamic interplay between the management team each carrying their own weight and expertise has contributed to the company’s stability. 

Meet the Key Leaders of Raroco Insurance Brokers, Inc.

At Raroco Insurance Brokers, Inc., our commitment to providing reliable insurance solutions to the Filipino community is driven by the expertise and dedication of our leadership team. Each member brings a wealth of experience and a shared vision for delivering exceptional service and shared passion for serving the Filipino community.

Our Enduring Legacy

The legacy of Raroco Insurance Brokers, Inc. is built on a foundation of trust, expertise, and a genuine commitment to protecting the Filipino people. Under the guidance of our experienced leaders, we continue to uphold our mission of providing reliable and comprehensive insurance solutions, ensuring peace of mind for our clients. We are dedicated to maintaining the highest standards of service and integrity, carrying forward the vision established by our founder.

RAMON A. ROCO
DENISE ROCO-DE LEON
ERNA ROVERA - SANTIAGO
RAMON M. HIDALGO

FOUNDER & CHAIRMAN

Ramon A. Roco established RAROCO Insurance Brokers, Inc., laying the foundation for our enduring commitment to client protection. A graduate of Ateneo de Manila University with a Bachelor of Science in Management, he further honed his business acumen with a Masters in Business Administration from the University of the Philippines Diliman. Under his leadership, Raroco has consistently achieved top producer status, notably with Pacific Cross (formerly Blue Cross) in medical and travel insurance, and Philippine British Assurance Corp. in motor car insurance. His strategic vision and dedication to excellence have earned Raroco recognition and awards from numerous principal insurers for consistent high sales performance.

PRESIDENT

Denise Roco-De Leon, a graduate of Ateneo de Manila University with a Bachelor of Fine Arts in Creative Writing, represents the continuation of Raroco's legacy. She joined the company in 2013 as a Sales Officer, swiftly progressing to Vice President of Administration and Finance, and Vice President of Sales and Marketing in 2014. In 2019, Mr. Roco entrusted her with the presidency, a testament to her leadership and dedication. In addition to her role as President, she also serves as the Corporate Governance Compliance Officer and AML Compliance Officer, ensuring the company adheres to the highest standards of ethical and regulatory compliance.

VICE PRESIDENT OF ADMINISTRATION, HR & SALES

Erna Rovera-Santiago, who studied Mass Communication at the University of Makati, joined Raroco Insurance Brokers, Inc. in May 2014 as the Admin and HR Manager. Her proficiency in managing personnel and streamlining company operations quickly became apparent. She has been instrumental in ensuring that company guidelines are consistently implemented and that the sales team operates efficiently. Currently, as the Vice President of Admin, HR, and Sales, she oversees the seamless integration of multiple departments. Additionally, she holds the crucial roles of Corporate Secretary of the Board and Data Protection Officer (DPO).

VICE PRESIDENT

Ramon M. Hidalgo, an Economics graduate from Ateneo De Manila University, joined Raroco Insurance Brokers, Inc. in August 2001. His tenure has been marked by a profound dedication to mastering the intricacies of diverse insurance products. He excels in providing clients with tailored coverage solutions that optimize benefits and pricing. Specializing in medical/HMO and group life insurance, he works diligently with his team to address the specific needs of corporate clients. His expertise ensures that businesses receive comprehensive and cost-effective insurance packages, contributing significantly to their employees' well-being.

Our Enduring Legacy

The legacy of Raroco Insurance Brokers, Inc. is built on a foundation of trust, expertise, and a genuine commitment to protecting the Filipino people. Under the guidance of our experienced leaders, we continue to uphold our mission of providing reliable and comprehensive insurance solutions, ensuring peace of mind for our clients. We are dedicated to maintaining the highest standards of service and integrity, carrying forward the vision established by our founder.

Board Members

RAMON A. ROCO
Chairman

MARIE DENISE ROCO-DE LEON
President

RAMON M. HIDALGO
Vice President

ANGELINA H. ROCO
Treasurer

ERNA ROVERA – SANTIAGO
Corporate Secretary

REGINA ROSARIO P. GARRUCHO
Independent Director

RUSSELL Y. LORENZO
Independent Director

LORENZO ANGELO H. ROCO
Director

MIKAELA ANDREA HIDALGO – SISON
Director

© 2025 RAROCO Insurance Brokers, Inc. All Rights Reserved.

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