What We Offer
Surety Bonds are essential instruments in industries like construction and contracting, providing a guarantee that obligations will be fulfilled as agreed. In the context of construction projects, Surety Bonds ensure that contractors adhere to their commitments, safeguarding project owners from financial losses due to delays, non-completion, or poor workmanship.
Compulsory Third Party Liability (CTPL) insurance is a mandatory requirement for vehicle registration in the Philippines as regulated by the Land Transportation Office (LTO). This type of insurance is designed to provide financial protection to third parties who may be injured or suffer damages due to an accident involving your vehicle.
Contractor’s All Risk (CAR) Insurance is a comprehensive policy that protects construction projects against a wide range of risks, including property damage, third-party liabilities, and accidents during the construction phase. This insurance covers everything from the materials and equipment used to the completed structure, ensuring financial security for project owners, contractors, and subcontractors.
Cyber Insurance is a crucial safeguard in today’s digital age, providing coverage against risks related to cyberattacks, data breaches, and other online threats. This type of insurance is designed to help businesses recover from incidents such as ransomware, phishing, and hacking, which can disrupt operations and compromise sensitive data.
Electronic Equipment Insurance offers protection for devices and systems against damage, breakdowns, or loss caused by accidents, power surges, or other unexpected events. This insurance is ideal for businesses relying on technology, such as computers, servers, and specialized equipment, as well as individuals with valuable electronics.
Fire insurance is a form of property insurance that covers damage and losses caused by fire. Most policies come with a coverage of lightning protection alongside fire, as a basic insurance policy. It is highly encouraged that clients get a comprehensive fire/ property insurance that protects for all possibilities, especially in the Philippines where we are mostly hit by several typhoons. It’s a small price to pay for peace of mind, if and when the time comes.
Equipment floater insurance in the Philippines is designed to protect valuable movable
equipment from unexpected risks such as theft, accidental damage, and loss, whether
on-site or in transit. This coverage is essential for businesses in construction,
engineering, and other industries that rely on expensive tools and machinery for their
daily operations.
Equipment floater insurance in the Philippines is designed to protect valuable movable
equipment from unexpected risks such as theft, accidental damage, and loss, whether
on-site or in transit. This coverage is essential for businesses in construction,
engineering, and other industries that rely on expensive tools and machinery for their
daily operations.
An individual looking for health insurance may find a variety of insurance providers with unique features. One popular type is the health maintenance organization (HMO), which provides coverage through a network of physicians and accredited hospitals and clinics.
Life Insurance is a cornerstone of financial planning, offering protection and peace of mind to individuals and their families. This insurance provides a monetary benefit to designated beneficiaries in the event of the policyholder’s death, ensuring financial stability during challenging times.
Marine Cargo Insurance provides coverage for goods transported via sea, air, or land against risks such as damage, loss, or theft. This insurance is vital for businesses involved in the import and export of goods, as it ensures financial protection during transit.
Memorial Plans provide pre-arranged services and financial coverage for funeral and burial expenses, relieving families of the financial burden during a difficult time. These plans typically include options for memorial services, caskets, and burial plots, allowing individuals to plan according to their preferences. By securing a Memorial Plan, you can ensure that your loved ones are supported and your final wishes are respected, offering peace of mind and security for the future.
Medical costs are one of the most pressing concerns in today’s times. When you or your family’s health is at stake, we know you need a sensible medical plan that will give you the best care possible. Medical insurance is a type of insurance coverage that pays for medical and surgical expenses incurred by the insured. Medical insurance provides coverage for specific medical expenses related to an illness or injury. It can cover a variety of healthcare services, including emergency room treatments, hospital stays, prescription medications during inpatient confinement, outpatient care, preventive services, special procedures, annual physical exam, and immediate post-hospitalization care/ treatments. A one-year waiting period is mandatory prior to coverage for pre-existing conditions, though policyholders are already covered for injuries from accidents starting on day one while viral illnesses are covered after 30 days from start of effective date. Take-over accounts are also possible to ensure continuous uninterrupted enjoyment of existing policy benefits.
Money Security Payroll Robbery Insurance provides financial protection against the loss of cash, checks, or other monetary instruments during transit or while stored on your premises. This insurance is particularly important for businesses handling large sums of money, such as payroll distribution or retail operations.
You can be a darn good driver who obeys all the traffic rules, signs and lights. But that isn’t a guarantee that a pedicab or motorcycle recklessly swerving will not bump you. It’s not fair, but that’s the reality. When you buy or lease a car, whether for private or commercial use, it's important to protect that investment. Getting auto insurance gives that reassurance.
Pet Insurance offers financial coverage for unexpected veterinary expenses related to illnesses, accidents, or routine care for your beloved pets. This insurance ensures that pet owners can provide the best possible care without worrying about high medical costs.
Professional Indemnity Insurance provides coverage for professionals against claims arising from errors, omissions, or negligence in the course of their work. This insurance is particularly important for consultants, architects, lawyers, and other service providers whose advice or services could lead to financial losses for clients. It covers legal defense costs, settlements, and judgments, ensuring that professionals can continue their work without the burden of financial risks.
In the Philippines, retirement insurance is primarily offered through life insurance
products, particularly Variable Universal Life (VUL) plans. These plans combine life
insurance protection with an investment component, allowing policyholders to build
wealth over time while ensuring financial security for their loved ones.
Travel Insurance is designed to protect travelers from unexpected events that may disrupt their trips, such as trip cancellations, medical emergencies, lost baggage, or flight delays. This type of insurance ensures that you can travel with confidence, knowing that you are financially covered against unforeseen issues. Policies can be customized to suit different travel needs, whether for business, leisure, or adventure. With Travel Insurance, you can focus on enjoying your journey while leaving the worries behind.
Principal Insurers
- AMAPHIL
- APRIL International
- Asia United Insurance, Inc.
- AsianLife
- AXA Philippines
- Charter Ping An
- Cocolife Health
- EASTWEST Healthcare, Inc.
- FPG Insurance Co., Inc
- First Life
- Great Pacific Life Assurance Corp.
- Insular Life Health Care, Inc
- Intellicare
- Malayan Insurance Co. Inc.
- Manulife
- Mapfre Insular Insurance Corp.
- Medicard Phils. Inc.
- The Mercantile Insurance Co., Inc.
- Oriental Assurance Corp.
- Pacific Cross Insurance Inc.
- Philcare
- Philamlife
- Phils. First
- Philippine British Assurance Company, Inc.
- Philplans
- PIONEER Insurance (Non-life)
- Prudential Guarantee & Assurance Inc.
- Sunlife
- Standard Insurance
- STARR International Insurance
- Valucare Health Systems, Inc.