Comprehensive General Liability (CGL)

Insurance is a fundamental policy for businesses, providing broad coverage against claims of bodily injury, property damage, and personal or advertising injury. This insurance is essential for protecting businesses from financial losses arising from accidents or incidents that may occur on their premises, during operations, or as a result of their products or services. CGL Insurance is suitable for businesses of all sizes and industries, ensuring that they can operate confidently while mitigating potential risks and liabilities.

In the Philippines, where SMEs (small and medium enterprises) play a vital role in the economy, CGL Insurance is especially important. With many businesses operating in shared spaces such as malls, markets, or office buildings, the risk of third-party claims can be higher. CGL Insurance helps businesses meet contract requirements, secure leases, and protect themselves from costly legal disputes — ensuring they can focus on growth without unexpected setbacks.