What We Offer
Life Insurance is a cornerstone of financial planning, offering protection and peace of mind to individuals and their families. This insurance provides a monetary benefit to designated beneficiaries in the event of the policyholder’s death, ensuring financial stability during challenging times.
An individual looking for health insurance may find a variety of insurance providers with unique features. One popular type is the health maintenance organization (HMO), which provides coverage through a network of physicians and accredited hospitals and clinics.
Medical costs are one of the most pressing concerns in today’s times. When you or your family’s health is at stake, we know you need a sensible medical plan that will give you the best care possible. Medical insurance is a type of insurance coverage that pays for medical and surgical expenses incurred by the insured. Medical insurance provides coverage for specific medical expenses related to an illness or injury. It can cover a variety of healthcare services, including emergency room treatments, hospital stays, prescription medications during inpatient confinement, outpatient care, preventive services, special procedures, annual physical exam, and immediate post-hospitalization care/ treatments. A one-year waiting period is mandatory prior to coverage for pre-existing conditions, though policyholders are already covered for injuries from accidents starting on day one while viral illnesses are covered after 30 days from start of effective date. Take-over accounts are also possible to ensure continuous uninterrupted enjoyment of existing policy benefits.
Travel Insurance is designed to protect travelers from unexpected events that may disrupt their trips, such as trip cancellations, medical emergencies, lost baggage, or flight delays. This type of insurance ensures that you can travel with confidence, knowing that you are financially covered against unforeseen issues. Policies can be customized to suit different travel needs, whether for business, leisure, or adventure. With Travel Insurance, you can focus on enjoying your journey while leaving the worries behind.
Pet Insurance offers financial coverage for unexpected veterinary expenses related to illnesses, accidents, or routine care for your beloved pets. This insurance ensures that pet owners can provide the best possible care without worrying about high medical costs.
In the Philippines, retirement insurance is primarily offered through life insurance
products, particularly Variable Universal Life (VUL) plans. These plans combine life
insurance protection with an investment component, allowing policyholders to build
wealth over time while ensuring financial security for their loved ones.
Memorial Plans provide pre-arranged services and financial coverage for funeral and burial expenses, relieving families of the financial burden during a difficult time. These plans typically include options for memorial services, caskets, and burial plots, allowing individuals to plan according to their preferences. By securing a Memorial Plan, you can ensure that your loved ones are supported and your final wishes are respected, offering peace of mind and security for the future.
Principal Insurers
- AMAPHIL
- APRIL International
- Asia United Insurance, Inc.
- AsianLife
- AXA Philippines
- Charter Ping An
- Cocolife Health
- EASTWEST Healthcare, Inc.
- FPG Insurance Co., Inc
- First Life
- Great Pacific Life Assurance Corp.
- Insular Life Health Care, Inc
- Intellicare
- Malayan Insurance Co. Inc.
- Manulife
- Mapfre Insular Insurance Corp.
- Medicard Phils. Inc.
- The Mercantile Insurance Co., Inc.
- Oriental Assurance Corp.
- Pacific Cross Insurance Inc.
- Philcare
- Philamlife
- Phils. First
- Philippine British Assurance Company, Inc.
- Philplans
- PIONEER Insurance (Non-life)
- Prudential Guarantee & Assurance Inc.
- Sunlife
- Standard Insurance
- STARR International Insurance
- Valucare Health Systems, Inc.